Have you ever had one of those days when nothing but a slice of something warm and comforting will do? Enter my Moist Peanut Butter Chocolate Chip Bread, a delightful solution for those moments. With the smooth embrace of creamy peanut butter and sweet melty chocolate chips, this quick bread is an indulgent treat that effortlessly transitions from breakfast to a satisfying snack any time of the day. What makes this recipe even more appealing is its simplicity—perfect for busy weekends or spontaneous baking sessions. The heavenly peanut butter aroma wafting through your kitchen will have everyone asking for a slice! Ready to discover how easy it is to whip up this homemade delight? Let’s dive in!

Why is This Bread So Special?
Moisture is Key: The combination of creamy peanut butter and half and half ensures a rich, moist texture that melts in your mouth.
Rich Flavor: Bursting with sweet chocolate chips, each bite is a delightful mix of nutty and chocolatey goodness.
Quick & Easy: This recipe takes minimal effort, making it a go-to for last-minute baking or lazy weekends.
Versatile Treat: Enjoy it warm for breakfast or as an indulgent afternoon snack alongside coffee or a glass of milk.
Crowd-Pleaser: Perfect for sharing at gatherings, just like a slice of Cheesy Christmas Tree Bread adds festive charm!
Peanut Butter Chocolate Chip Bread Ingredients
For the Bread
- All-Purpose Flour – Provides structure; can substitute with gluten-free flour for a gluten-free version.
- Baking Powder – Leavening agent; ensure it is fresh for optimal rise.
- Baking Soda – Additional leavening for a fluffy texture; can be replaced with more baking powder (1 tsp total).
- Salt – Enhances flavor; essential for balancing sweetness.
- Creamy Peanut Butter – Main flavor component; adds moisture and richness; natural peanut butter can be used, though texture may vary.
- Brown Sugar – Adds sweetness and a hint of caramel flavor; can substitute with coconut sugar for a lower glycemic option.
- Vegetable Oil – Adds moisture; can use melted coconut oil for a healthier option.
- Large Egg – Binds ingredients; replace with a flax egg for a vegan option.
- Vanilla Paste/Extract – For flavor depth; avoid imitation for best results.
- Half and Half/Buttermilk – Adds richness and moisture; can substitute with milk or a dairy-free alternative for a lighter version.
- Semi-Sweet/Dark Chocolate Chips – For sweetness and richness; use milk chocolate for a sweeter flavor or cut back for a less sweet loaf.
Step‑by‑Step Instructions for Peanut Butter Chocolate Chip Bread
Step 1: Preheat the Oven
Begin by preheating your oven to 350°F (175°C). While the oven warms up, lightly grease a 9×5 loaf pan and line it with parchment paper for easy removal later. This essential step ensures your Peanut Butter Chocolate Chip Bread bakes evenly and achieves a lovely golden-brown crust.
Step 2: Mix Dry Ingredients
In a mixing bowl, sift together 2 cups of all-purpose flour, 1 teaspoon of baking powder, 1/2 teaspoon of baking soda, and 1/2 teaspoon of salt. Whisk these dry ingredients until they are well combined, creating a fluffy mixture that will help your bread rise beautifully. Set this aside as you prepare to mix the wet ingredients.
Step 3: Combine Wet Ingredients
In another large bowl, whisk together 1 cup of creamy peanut butter, 1 cup of brown sugar, 1/3 cup of vegetable oil, 1 large egg, and 1 teaspoon of vanilla extract. Mix until the blend is smooth and creamy. This step is crucial for incorporating the peanut butter fully, giving your Peanut Butter Chocolate Chip Bread its rich flavor.
Step 4: Mix Wet and Dry Ingredients
Gradually fold the dry ingredient mixture into the wet mixture, alternating with 1/2 cup of half and half. Stir gently until just combined, being careful not to overmix. This ensures your batter maintains the right texture and allows the flavors to meld perfectly, setting the stage for a delightful loaf.
Step 5: Add Chocolate Chips
Next, gently fold in 1 cup of semi-sweet or dark chocolate chips into the batter. This step adds an irresistible sweetness and rich chocolate flavor to your bread. Once incorporated, spread the batter evenly into the prepared loaf pan, smoothing the top, and sprinkle any remaining chocolate chips on top for a delightful finishing touch.
Step 6: Bake the Bread
Place the loaf pan in the preheated oven and bake the Peanut Butter Chocolate Chip Bread for 50 to 55 minutes. Keep an eye out for a golden brown top and insert a toothpick into the center; it should come out clean when the bread is fully baked. If the top browns too quickly, cover it loosely with foil after about 40 minutes.
Step 7: Cool and Slice
After removing the bread from the oven, let it cool in the pan for about 5 minutes. Then, carefully transfer it to a wire rack to cool completely before slicing. This cooling process helps set the texture, ensuring beautiful, clean slices when you cut into your moist Peanut Butter Chocolate Chip Bread.

Expert Tips for Peanut Butter Chocolate Chip Bread
- Check Freshness: Make sure your baking powder and baking soda are fresh to ensure the best rise; stale leavening agents can result in a dense loaf.
- Don’t Overmix: When combining wet and dry ingredients, mix until just combined to keep the bread fluffy. Overmixing can lead to a tough texture.
- Cooling Matters: Be patient and allow your bread to cool completely before slicing. This step helps achieve cleaner, neater slices of your Peanut Butter Chocolate Chip Bread.
- Customize Your Chips: Feel free to mix in different types of chocolate chips or nuts to enhance flavor and texture, but avoid adding too many to prevent a heavy loaf.
- Cover if Browning: If the top is browning too quickly while baking, tent it loosely with aluminum foil after 40 minutes to prevent burning.
What to Serve with Peanut Butter Chocolate Chip Bread
Delight your taste buds by pairing this delicious bread with some irresistible accompaniments that enhance its comforting flavors.
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Creamy Mashed Potatoes: The smooth, buttery texture of mashed potatoes balances the sweetness of the bread, making for a delightful contrast.
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Fresh Fruit Salad: A vibrant medley of fresh fruits adds brightness and a refreshing crunch, creating a lovely balance with the richness of the bread.
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Spiced Chai Latte: Warm and aromatic, a spiced chai latte enhances the cozy experience of enjoying this bread, perfect for a comforting afternoon.
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Chocolate Ice Cream: Go for sweet indulgence by serving slices with a scoop of chocolate ice cream, creating a luxurious dessert experience on your plate.
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Sweetened Greek Yogurt: A dollop of honey-sweetened Greek yogurt provides a tangy counterpart that complements the peanut butter’s richness beautifully.
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Toasted Nuts: Sprinkle some chopped toasted nuts over the bread for added texture and a nutty flavor that echoes the peanut butter goodness.
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Dark Chocolate Espresso: For a decadent combination, pairing with a dark chocolate espresso drink elevates your snack to a whole new indulgent level.
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Maple Syrup Drizzle: A light drizzle of warm maple syrup over the bread adds that sweet touch that emphasizes the delightful flavors within each slice.
How to Store and Freeze Peanut Butter Chocolate Chip Bread
Room Temperature: Store the bread in an airtight container at room temperature for up to 3 days to maintain its moist texture and flavor.
Fridge: If you want to enjoy your Peanut Butter Chocolate Chip Bread for a whole week, refrigerate it. Just ensure it’s wrapped tightly to prevent it from drying out.
Freezer: For longer storage, freeze the bread for up to 3 months. Wrap it well in plastic wrap and then aluminum foil to avoid freezer burn.
Reheating: For the best experience, reheat slices in the microwave for about 15-20 seconds or in the oven at 350°F for 5-10 minutes until warm and soft.
Make Ahead Options
These Peanut Butter Chocolate Chip Bread slices are a lifesaver for busy home cooks looking to streamline mealtime! You can prepare the batter up to 24 hours in advance; simply combine all the wet and dry ingredients, fold in the chocolate chips, and refrigerate the batter in an airtight container. This keeps the ingredients fresh and saves you time on busy mornings. When you’re ready to bake, just pour the prepped batter into the loaf pan, and bake as instructed. For optimal texture, avoid refrigerating the batter beyond 24 hours, as this can impact the rise. Enjoy the delight of homemade goodness with minimal effort on your part!
Peanut Butter Chocolate Chip Bread Variations
Feel free to explore these delightful twists on your Peanut Butter Chocolate Chip Bread to make it uniquely yours!
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Almond Butter: Swap peanut butter for almond butter for a subtle nutty flavor that’s equally delicious.
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Nutty Surprise: Incorporate chopped walnuts or pecans into the batter for an extra crunch and a cozy texture.
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Butterscotch Bliss: Mix in a combination of chocolate and butterscotch chips for a sweet, creamy sensation that adds a fun twist to each bite.
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Spiced Up: Add a teaspoon of cinnamon or a pinch of nutmeg to the dry ingredients for a warm, aromatic backdrop that elevates the flavors.
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Dairy-Free Delight: Replace half and half with almond milk or coconut milk for a lighter, dairy-free version that captures all the scrumptiousness!
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Zesty Citrus: Stir in the zest of an orange or lemon to brighten the bread’s flavor profile, balancing the richness of the peanut butter and chocolate.
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Chocolate Chunk: Use extra-large chocolate chunks instead of chips to create gooey pockets of melted chocolate that will make your taste buds dance.
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Coconut Flakes: Fold in unsweetened shredded coconut for a tropical twist—imagine that delightful chew with every bite.
Each variation opens up a new world of flavor, so why not try them all? You can also enjoy this bread warm with a hot cup of coffee or alongside a slice of decadent Mini Chocolate Lava for an extra indulgent treat!

Peanut Butter Chocolate Chip Bread Recipe FAQs
What kind of peanut butter should I use?
Opt for creamy peanut butter for a rich and consistent flavor. Natural peanut butter is an option, but be aware that it may alter the texture slightly due to varying oil content.
How should I store my Peanut Butter Chocolate Chip Bread?
Store the bread in an airtight container at room temperature for up to 3 days. If you want it to last longer, refrigerate it wrapped tightly to keep it fresh for up to a week.
Can I freeze Peanut Butter Chocolate Chip Bread?
Absolutely! For freezing, wrap the bread well in plastic wrap and then in aluminum foil to prevent freezer burn. It can be frozen for up to 3 months. When you’re ready to enjoy it, simply thaw in the refrigerator overnight or at room temperature for a couple of hours.
What should I do if my bread is too dense or doesn’t rise?
If your bread turns out too dense, it might be due to stale leavening agents or overmixing the batter. Always check the freshness of your baking powder and baking soda, and mix gently until combined. To troubleshoot, try reducing the mixing time next time to keep your loaf fluffy.
Is this bread suitable for people with nut allergies?
This recipe features peanut butter, which is not safe for those with nut allergies. For a safe alternative, you can use sunflower seed butter and ensure all other ingredients are nut-free to create a similar flavor experience without the allergy concerns.
Can I add anything else to this bread?
Certainly! Feel free to experiment by adding crushed nuts, like walnuts or pecans, or swapping in different types of chocolate chips. This gives the bread added texture and flavors that enhance the overall enjoyment!

Irresistibly Moist Peanut Butter Chocolate Chip Bread Recipe
Ingredients
Equipment
Method
- Preheat your oven to 350°F (175°C) and lightly grease a 9x5 loaf pan lined with parchment paper.
- In a bowl, sift together flour, baking powder, baking soda, and salt.
- In another bowl, whisk together peanut butter, brown sugar, vegetable oil, egg, and vanilla extract until smooth.
- Gradually fold dry ingredients into wet ingredients, alternating with half and half until just combined.
- Fold in chocolate chips, spread batter into the loaf pan, and sprinkle remaining chocolate chips on top.
- Bake for 50 to 55 minutes until golden brown and a toothpick comes out clean.
- Cool in the pan for 5 minutes, then transfer to a wire rack to cool completely before slicing.

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